Credit Key Payment Gateway

Flexible Ways for Your Buyers to Pay. Real Growth for You. Built for How Business Buys.
Your B2B buyers are managing rising costs, tighter margins, and cash flow gaps, and that caps what they spend with you. Credit Key raises the ceiling: flexible payment options from Net 30 up to 12 months, with credit decisions in seconds, even for growing businesses banks often decline, right in your WordPress checkout. One integration covers inventory purchases on Net Terms and bigger investments on monthly installments.

Why Integrate Credit Key?
✅ Credit Decisions in Seconds: buyers get a real-time decision on a line of credit up to $50,000, without leaving the purchase flow.
✅ Bigger Orders, More Sales: more spending power for your buyers means bigger orders for you, with stalled carts becoming orders.
✅ We Do the Heavy Lifting: Credit Key assumes the credit risk and handles underwriting, approvals, and collections. You’re paid in as little as 48 hours; the risk stays with us.
✅ Embedded Checkout Experience: buyers resolve payment at checkout without leaving your store.
✅ Simpler Receivables: faster payments, less manual invoicing, and easier reconciliation, with no terms program for your team to chase.

Credit Key is not a bank. Business-purpose loans made by Lead Bank, subject to credit approval.

Credit decisions in seconds, even for buyers traditional lenders skip
Banks want years in business, deep credit files, and proven revenue. Credit Key underwrites the growing businesses they pass on, delivering real-time decisions right in the purchase flow, subject to credit approval.

When buyers can pay over time, stalled carts become orders
Rising costs and cash flow gaps stall B2B purchases at payment, not at demand. Flexible options from Net 30, 60, 90 up to extended monthly terms remove the blocker, so buyers buy more, more often, in every channel you sell through: your WordPress checkout, in-store, or via sales reps.

You get paid in as little as 48 hours. The risk stays with us
Terms for your buyers no longer mean float for you. Credit Key assumes the credit risk and handles underwriting, approvals, and collections, so your team offers the option instead of running a terms program.

Credit lines up to $50K put serious purchasing power behind your carts
More spending power for your buyers means bigger orders for you. Reusable credit lines augment their cards and loans, raising the ceiling on average order value without adding exposure to your books.

Easy integration and fast implementation
Setup is simple: get approved as a Credit Key merchant, then embed Credit Key in your WordPress checkout.

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